Friday, March 15, 2019

8 Tips to Stay Healthy, Fit, and Safe

61% of all deaths in India are due to lifestyle and non-communicable diseases. Obesity, mental health issues, cancer, heart disease, respiratory diseases, and food allergies are other culprits of a high death toll. To protect your loved ones it is imperative to ensure your surroundings are safe and secure. It is important that you take care of your health too to live a long and fruitful life and to curb expe    nditure on healthcare.

Here are 8 health and safety tips that will help you do just this.

Manage stress

High stress levels are a given in today’s faced-paced work environment. Increased levels of cortisol, a hormone that is secreted in your body to combat stress is an indicator that you need to slow down. This is because stress can eventually lead to serious health issues such as diabetes, weight gain, gastrointestinal complications, immune system suppression, and fertility problems.

Balance your diet

Instead of binging on foods that are carbohydrate- and fat-heavy and leave you craving more, opt for healthy alternatives. Eat unprocessed foods and limit the number of times you eat out. If you live alone and cannot find time to cook, carry healthy snacks such as fruit or protein shakes and try having a healthy, home-cooked meal delivered to your office and home.

Stay active

Combat your sedentary lifestyle by indulging in sports such as badminton, tennis or squash. You can sign up at your local club or even go for a jog each morning. If you lack motivation convince a few friends to join you or sign up for a group dance, Zumba or kickboxing class.

Keep your hands clean

Proper sanitation is the key to reducing the number of germs you come in contact with. Wash your hands with soap after traveling by public transport and before meals, and carry a sanitiser with you. It is a well-known fact that your work desk is 400 times dirtier than a toilet seat so take care to wipe down your desk and computer regularly and keep a sanitiser handy at your work station as well.

Follow traffic rules

It can be tempting to make a beeline for it when the signal turns orange. But a slight error in judgement can harm your vehicle and cause injuries to you and others on the road as well. Apart from medical expenses you may also not be able to file an insurance claim as you are in the wrong. So adhere to speed limits, road signs and don’t drive under the influence.

Get necessary vaccinations

Basic healthcare is free of charge and you should vaccinate your children to protect them from polio, jaundice, malaria, dengue and other diseases that could be life-threatening. Besides this, regularly consult a doctor for check-ups to ensure that an illness doesn’t lie undetected.

Take time out for yourself

It is important to focus on yourself to combat the effects of stress and monotony. Meditate, try aromatherapy and listen to calming music to unwind. Take breaks while working to ensure you maximise your output and look at activities such as journaling to focus on your thoughts and emotions.

Learn first aid to prevent injuries

Equip yourself with basic first aid procedures such as how to bandage a wound, manage someone who has suffered an accident, perform CPR as well as the Heimlich manoeuvre. Also install security systems to prevent and combat fire or electric issues and test them regularly. You should also buy a health insurance and accident insurance cover to safeguard yourself and your family.

While you take precautions to improve the quality of your life, a good health insurance policy plays a key role when a medical emergency arises due to factors that aren’t in your control. Whether you fall ill due to the high pollution levels in your city or due to a hereditary condition, a health insurance plan will help you while keeping out-of-pocket expenses to a minimum.

So buy a Health Insurance Policy from Bajaj Finserv to supplement your efforts with insurance up to Rs.50 lakh. You can choose to take on a critical illness cover if you have a family history of chronic illnesses or choose the best family floater health insurance policy to safeguard all your family members under one policy. When you go with Bajaj Finserv you can benefit from a number of exciting features such as ambulance fees cover, cashless hospitalisation, medical expenses incurred during organ transplant and more. Apart from this you can also claim tax benefits under Section 80D of the Income Tax Act, and a no-claim bonus after every claim-free year.

Before you buy health insurance check your pre-approved offer from Bajaj Finserv. It helps you streamline and hasten the process of applying for insurance.

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